{"id":49211,"date":"2025-10-27T16:16:45","date_gmt":"2025-10-27T12:16:45","guid":{"rendered":"https:\/\/infonews.az\/?p=49211"},"modified":"2025-10-27T16:16:45","modified_gmt":"2025-10-27T12:16:45","slug":"kredit-gotur%c9%99rk%c9%99n-bunlara-diqq%c9%99t-edin-expressbank","status":"publish","type":"post","link":"https:\/\/infonews.az\/?p=49211","title":{"rendered":"Kredit g\u00f6t\u00fcr\u0259rk\u0259n bunlara diqq\u0259t edin! – \u201cExpressbank\u201d"},"content":{"rendered":"

Kredit g\u00f6t\u00fcr\u0259rk\u0259n bunlara diqq\u0259t edin! – \u201cExpressbank\u201d\u00a0<\/span><\/p>\n

\u201cExpressbank\u201d m\u0259suliyy\u0259tli borcverm\u0259 siyas\u0259tin\u0259 \u0259sas\u0259n, m\u00fc\u015ft\u0259ril\u0259rini m\u0259lumatland\u0131rmaqla yana\u015f\u0131, ictimaiyy\u0259tin maliyy\u0259 savadl\u0131l\u0131\u011f\u0131n\u0131n art\u0131r\u0131lmas\u0131 istiqam\u0259tind\u0259 m\u00fcxt\u0259lif kanallar vasit\u0259sil\u0259 \u0259halinin maarifl\u0259ndirilm\u0259sin\u0259 xidm\u0259t edir.<\/p><\/blockquote>\n

“\u0130NFONEWS”<\/strong><\/span><\/a><\/p>\n

Bel\u0259 ki, bank son ill\u0259rd\u0259 artan d\u0259l\u0259duzluq hallar\u0131ndan m\u00fcdafi\u0259 v\u0259 sa\u011flam borcalma v\u0259rdi\u015fl\u0259rinin formala\u015fd\u0131r\u0131lmas\u0131na diqq\u0259t \u00e7\u0259km\u0259k \u00fc\u00e7\u00fcn \u0259halini m\u0259suliyy\u0259tli borclanma v\u0259rdi\u015fl\u0259ri m\u0259nims\u0259m\u0259y\u0259 \u00e7a\u011f\u0131r\u0131r.<\/p>\n

M\u0259suliyy\u0259tli borclanma \u00fc\u00e7\u00fcn bank borcalan \u015f\u0259xsl\u0259r\u0259 a\u015fa\u011f\u0131da t\u0259qdim olunan b\u0259ndl\u0259r \u00fczr\u0259 analiz aparma\u011f\u0131 t\u0259klif edir:<\/p>\n

Real ehtiyaclar\u0131n m\u00fc\u0259yy\u0259nl\u0259\u015fdirilm\u0259si<\/p>\n

Kredit yaln\u0131z z\u0259ruri hallarda v\u0259 m\u0259qs\u0259dli \u015f\u0259kild\u0259 g\u00f6t\u00fcr\u00fclm\u0259lidir. B\u0259z\u0259n insanlar emosional q\u0259rar ver\u0259r\u0259k plans\u0131z borclan\u0131rlar. Bu is\u0259 uzunm\u00fcdd\u0259tli \u00f6d\u0259ni\u015f \u00e7\u0259tinlikl\u0259rin\u0259 s\u0259b\u0259b ola bil\u0259r.<\/p>\n

B\u00fcdc\u0259nin d\u00fczg\u00fcn planla\u015fd\u0131r\u0131lmas\u0131<\/p>\n

Borclanmazdan \u0259vv\u0259l ayl\u0131q g\u0259lir v\u0259 x\u0259rcl\u0259r t\u0259hlil edilm\u0259lidir. M\u0259rk\u0259zi Bank\u0131n bu istiqam\u0259td\u0259 t\u0259rtib etdiyi qaydalara \u0259sas\u0259n ayl\u0131q g\u0259lirin 45 faiz\u0259d\u0259k hiss\u0259si kredit \u00f6d\u0259ni\u015fl\u0259rin\u0259 y\u00f6nl\u0259ndiril\u0259 bil\u0259r. M\u00fct\u0259x\u0259ssisl\u0259r is\u0259 t\u00f6vsiy\u0259 edir ki, ayl\u0131q g\u0259lirin 30-35 faizd\u0259n \u00e7ox hiss\u0259si kredit \u00f6d\u0259ni\u015fl\u0259rin\u0259 y\u00f6n\u0259lm\u0259sin. Bu, h\u0259m maliyy\u0259 t\u0259hl\u00fck\u0259sizliyini qoruyur, h\u0259m d\u0259 q\u0259na\u0259t imkan\u0131 yarad\u0131r.<\/p>\n

Kredit \u015f\u0259rtl\u0259ri il\u0259 tan\u0131\u015fl\u0131q<\/p>\n

Kredit m\u00fcqavil\u0259sind\u0259 g\u00f6st\u0259ril\u0259n faiz d\u0259r\u0259c\u0259l\u0259ri, c\u0259rim\u0259 \u015f\u0259rtl\u0259ri v\u0259 m\u00fcdd\u0259tl\u0259r tam ba\u015fa d\u00fc\u015f\u00fclm\u0259lidir. H\u0259r hans\u0131 qeyri-m\u00fc\u0259yy\u0259nlik olduqda, bank \u0259m\u0259kda\u015f\u0131ndan yerind\u0259c\u0259 izahat ist\u0259m\u0259k vacibdir. Unutmay\u0131n ki, m\u00fcqavil\u0259 imzalad\u0131\u011f\u0131n\u0131z anda siz h\u00fcquqi \u00f6hd\u0259lik da\u015f\u0131y\u0131rs\u0131n\u0131z.<\/p>\n

Kredit tarix\u00e7\u0259sinin qorunmas\u0131<\/p>\n

\u00d6d\u0259ni\u015fl\u0259ri vaxt\u0131nda h\u0259yata ke\u00e7irm\u0259k g\u0259l\u0259c\u0259kd\u0259 dig\u0259r maliyy\u0259 xidm\u0259tl\u0259rind\u0259n yararlanmaq imkanlar\u0131n\u0131 art\u0131r\u0131r. Gecikmi\u015f \u00f6d\u0259ni\u015fl\u0259r is\u0259 kredit tarix\u00e7\u0259sini m\u0259nfi t\u0259sir alt\u0131na sala v\u0259 yeni kredit \u0259ld\u0259 etm\u0259yi \u00e7\u0259tinl\u0259\u015fdir\u0259 bil\u0259r.<\/p>\n

Maliyy\u0259 savadl\u0131l\u0131\u011f\u0131n\u0131n art\u0131r\u0131lmas\u0131<\/p>\n

Maliyy\u0259 q\u0259rarlar\u0131nda u\u011furlu olmaq \u00fc\u00e7\u00fcn bilik \u0259n g\u00fccl\u00fc vasit\u0259dir. \u201cExpressbank\u201d m\u00fct\u0259madi olaraq v\u0259t\u0259nda\u015flara \u015f\u0259xsi maliyy\u0259 idar\u0259\u00e7iliyi, b\u00fcdc\u0259 planla\u015fd\u0131rmas\u0131 v\u0259 m\u0259suliyy\u0259tli borclanma m\u00f6vzular\u0131nda maarifl\u0259ndirici materiallar t\u0259qdim edir.<\/p>\n

\u201cExpressbank\u201d bildirir ki, \u0259halinin maliyy\u0259 savadl\u0131l\u0131\u011f\u0131n\u0131n art\u0131r\u0131lmas\u0131 bank\u0131n sosial m\u0259suliyy\u0259t strategiyas\u0131n\u0131n prioritet istiqam\u0259tl\u0259rind\u0259n biridir. Bu bax\u0131mdan h\u0259m m\u00fc\u015ft\u0259ril\u0259rinin f\u0259rdi rifah\u0131, h\u0259m d\u0259 dayan\u0131ql\u0131 maliyy\u0259 sisteminin qorunmas\u0131 \u00fc\u00e7\u00fcn bank bu istiqam\u0259td\u0259 ard\u0131c\u0131l t\u0259dbirl\u0259r h\u0259yata ke\u00e7irir.<\/p>\n

Qeyd ed\u0259k ki, \u201cExpressbank\u201d Bak\u0131 v\u0259 regionlarda 16 filial\u0131 il\u0259 f\u0259aliyy\u0259t g\u00f6st\u0259rir. Bank\u0131n m\u0259hsul v\u0259 xidm\u0259tl\u0259ri il\u0259\u00a0www.expressbank.az<\/a>\u00a0sayt\u0131ndan, 132 M\u0259lumat M\u0259rk\u0259zind\u0259n v\u0259 ya sosial \u015f\u0259b\u0259k\u0259l\u0259rd\u0259ki r\u0259smi s\u0259hif\u0259l\u0259rind\u0259n tan\u0131\u015f ola bil\u0259rsiniz.<\/p>\n

\u201cExpressbank\u201d ASC ARMB t\u0259r\u0259find\u0259n 30 dekabr 1992-ci il tarixind\u0259 verilmi\u015f \u2116119 lisenziya \u0259sas\u0131nda f\u0259aliyy\u0259t g\u00f6st\u0259rir. \u00dcnvan: Bak\u0131 \u015f\u0259h\u0259ri, Y.V.\u00c7\u0259m\u0259nz\u0259minli k\u00fc\u00e7\u0259si, 134C.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kredit g\u00f6t\u00fcr\u0259rk\u0259n bunlara diqq\u0259t edin! – \u201cExpressbank\u201d\u00a0 \u201cExpressbank\u201d m\u0259suliyy\u0259tli borcverm\u0259 siyas\u0259tin\u0259 \u0259sas\u0259n, m\u00fc\u015ft\u0259ril\u0259rini m\u0259lumatland\u0131rmaqla yana\u015f\u0131, ictimaiyy\u0259tin maliyy\u0259 savadl\u0131l\u0131\u011f\u0131n\u0131n art\u0131r\u0131lmas\u0131 istiqam\u0259tind\u0259 m\u00fcxt\u0259lif kanallar vasit\u0259sil\u0259 \u0259halinin maarifl\u0259ndirilm\u0259sin\u0259 xidm\u0259t edir. “\u0130NFONEWS” Bel\u0259 ki,… <\/p>\n","protected":false},"author":14,"featured_media":49212,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[4,2,11],"tags":[14933,14932,14935,14934],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/infonews.az\/index.php?rest_route=\/wp\/v2\/posts\/49211"}],"collection":[{"href":"https:\/\/infonews.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/infonews.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/infonews.az\/index.php?rest_route=\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/infonews.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=49211"}],"version-history":[{"count":1,"href":"https:\/\/infonews.az\/index.php?rest_route=\/wp\/v2\/posts\/49211\/revisions"}],"predecessor-version":[{"id":49213,"href":"https:\/\/infonews.az\/index.php?rest_route=\/wp\/v2\/posts\/49211\/revisions\/49213"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/infonews.az\/index.php?rest_route=\/wp\/v2\/media\/49212"}],"wp:attachment":[{"href":"https:\/\/infonews.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=49211"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/infonews.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=49211"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/infonews.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=49211"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}